Let’s face it, no one wants to find themselves involved in a car accident or collision, but the fact of the matter is that with an average of six million incidents every year in the US alone, it is something that we need to prepare for. Of course, the main concern is the health of you, your passengers and the other parties involved, but once the immediate danger has been dealt with, there can be other tricky legal situations and expenses to come and it is so important to make sure you’re as covered as you can realistically be. Here are a few ways you can prepare for a scenario no one is looking for
You Should Be Safe And You Should Be Organised
They say that prevention is the best cure, and while you can never be responsible for the way someone else is driving, you can always do your best to make sure that you are being as safe as possible when you get behind the wheel. Remember to wear a seatbelt while driving, and that your passengers are doing the same. Make sure that you are properly equipped for any inclement weather conditions, and that you adhere to the speed limit in the area. It’s also a good idea to have a list of any medical requirements that you and your passengers might have handy, and remember to keep your cell phone with you to record any evidence and take pictures at the scene.
Make Sure You Know The Laws And Regulations Where You Are
Just as you should be prepared when it comes to your own personal safety, you should also have a good idea of what your rights and potential liabilities might be depending on where the incident occurs. Say you’re involved in a car accident in Utah, for example: did you know that all drivers are required to carry at least $3,000 of personal injury protection insurance if they’re out on the road? Healthcare, legal, insurance…these costs all add up, and if you’re not sufficiently covered you will quickly find yourself in hot water. It’s always a good idea to make sure that your paperwork is up to date, that you are aware of the state regulations if you’ve recently moved, and to be ready to look for legal advice in the worst-case scenario. Utah car accident attorneys Hepworth & Associates can help you with financing arrangements and they will investigate any personal injury claims.
Know What Information You Need To Take And Provide
When you find yourself in a car accident, you will be shaken and you may not be thinking too clearly, but it’s crucial that you remember to stay calm and that you take down all the information you may need later on. You should make sure you have a checklist ahead of time so that, should this situation arise, you can methodically run down the items instead of bombarding the other party with irrelevant questions. You are going to want the details about the other car, their name and insurance details, and statements from witnesses could help if there is any disagreement over fault. Remember to stay calm and stay civil whatever happens, and wear your mask if you’re going to be talking to another driver.